Quiz: Life Insurance Myths by Erie Insurance on March 29, 2024 There are a lot of myths and misconceptions out there about life insurance, and you’ve probably heard most of them. We’ve put together a quick quiz to test your knowledge and help you better understand this important financial product. Give it a shot, and see […]
French Drain and Insurance Coverage
6 Questions (and Answers) About French Drains by RaeAnna Barstow on October 21, 2024 If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not necessarily a “quick fix,” a French drain can be a smart investment to keep your home and yard […]
My tree fell on my neighbors property….Is it my responsibility?
Depends: If a tree falls from your property onto your neighbor’s property, whether or not you’re responsible can depend on several factors, including local laws and the circumstances of the tree’s fall. Here are some general guidelines: Tree Maintenance and Negligence: If the tree was healthy and properly maintained, and the fall was due to […]
Christmas Tree Fire Prevention Tips
Preventing Christmas tree fires is crucial for ensuring the safety of your home and loved ones during the holiday season. Here are some tips to help reduce the risk of Christmas tree fires: Choose a Fresh Tree: If you’re using a live tree, choose one with vibrant green needles that are hard to pull off […]
What is Erie Rate Lock?
Erie Insurance Rate Lock is a feature offered by Erie Insurance, a regional insurance company based in Pennsylvania, United States. This feature is designed to help policyholders by providing stability and predictability in their auto insurance premium rates. Here’s how Erie Insurance Rate Lock typically works: Rate Stability: When you enroll in Erie Insurance Rate […]
Should i raise my home insurance deductible to save money?
Carrying a high deductible on your home insurance can have both advantages and disadvantages, and whether it is a good idea for you depends on your individual circumstances and risk tolerance. Here are some factors to consider: Advantages of a high deductible: Lower Premiums: One of the most significant benefits of choosing a high deductible […]
I get asked this question all the time…. Full Tort or Limited Tort?
Full Tort: Unrestricted Right to Sue: With a full tort insurance policy, you have the unrestricted right to sue the at-fault driver for all types of damages, including both economic damages (such as medical bills and lost wages) and non-economic damages (such as pain and suffering). Higher Premiums: Full tort policies typically have higher premiums […]
Optional coverage to consider when buying homeowners insurance
The optional coverages you should consider for your home insurance policy can depend on various factors, including your specific needs, location, and budget. Here are some common optional coverages you might want to consider: Flood Insurance: Standard home insurance policies typically do not cover damage caused by floods. If you live in a flood-prone area, […]
Why car insurance rates are on the rise
Car insurance rates have been on the rise in recent years, causing concern and frustration among drivers. While there is no single reason for this increase, several factors contribute to the upward trend in car insurance premiums. Increased Frequency and Severity of Accidents: One significant factor is the increase in the frequency and severity of […]
How to avoid hitting a deer…..
How to Avoid Hitting a Deer by Erie Insurance on October 29, 2020 Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. But have you ever wondered […]