Erie Insurance Rate Lock is a feature offered by Erie Insurance, a regional insurance company based in Pennsylvania, United States. This feature is designed to help policyholders by providing stability and predictability in their auto insurance premium rates. Here’s how Erie Insurance Rate Lock typically works: Rate Stability: When you enroll in Erie Insurance Rate […]
Should i raise my home insurance deductible to save money?
Carrying a high deductible on your home insurance can have both advantages and disadvantages, and whether it is a good idea for you depends on your individual circumstances and risk tolerance. Here are some factors to consider: Advantages of a high deductible: Lower Premiums: One of the most significant benefits of choosing a high deductible […]
I get asked this question all the time…. Full Tort or Limited Tort?
Full Tort: Unrestricted Right to Sue: With a full tort insurance policy, you have the unrestricted right to sue the at-fault driver for all types of damages, including both economic damages (such as medical bills and lost wages) and non-economic damages (such as pain and suffering). Higher Premiums: Full tort policies typically have higher premiums […]
Optional coverage to consider when buying homeowners insurance
The optional coverages you should consider for your home insurance policy can depend on various factors, including your specific needs, location, and budget. Here are some common optional coverages you might want to consider: Flood Insurance: Standard home insurance policies typically do not cover damage caused by floods. If you live in a flood-prone area, […]
Why car insurance rates are on the rise
Car insurance rates have been on the rise in recent years, causing concern and frustration among drivers. While there is no single reason for this increase, several factors contribute to the upward trend in car insurance premiums. Increased Frequency and Severity of Accidents: One significant factor is the increase in the frequency and severity of […]
How to avoid hitting a deer…..
How to Avoid Hitting a Deer by Erie Insurance on October 29, 2020 Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. But have you ever wondered […]
What to know before trading in your car……
What to Know Before Trading In Your Car by Justin Metz on October 2, 2019 There’s nothing better than that new car feeling. But before you drive your new ride off the lot, you often have to decide what to do with the car in your driveway. When it comes to getting rid of a […]
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Auto Safety Features: The Good. The Helpful. The Annoying? by Raychel Adiutori on June 25, 2020 If you have purchased a car in the last four years, you’ve probably noticed several new features designed to help protect you on the roadway. And thanks to that advanced engineering and technology, today’s cars are safer than ever. (Having the right auto […]
Does My Auto Insurance Cover Rental Cars?
Does My Auto Insurance Cover Rental Cars? by Erie Insurance on April 29, 2019 When it comes time to rent a car, here are two common questions that customers often ask us: Do I need to buy the insurance offered by rental car companies? If I am in a car accident and need to rent a car, am […]
Total Loss …What does it mean? What happens afterwards?
When is a Car Considered Totaled – And What Happens When It Is? by Erie Insurance on May 2, 2019 The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle […]
