When is a Car Considered Totaled – And What Happens When It Is? by Erie Insurance on May 2, 2019 The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle […]
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Distracted Driving Awareness Month
Can You Guess When Most Distracted Driving Crashes Occur? by Erie Insurance on April 2, 2019 Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash. According to a new review of Fatality Analysis Reporting System […]
Is auto insurance tax deductible? It depends….
Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use the car […]
I have life insurance through work….Isn’t that enough?
Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. See also: The […]
Underground Service Line Coverage
Did you know that your underground service line is NOT COVERED by your homeowners insurance policy? Luckily, Mackley Insurance has access to two highly rated carriers who offer this important coverage as a rider to your homeowners insurance policy! If you want to save yourself from a lot of money and hassle, you have come to the right […]
The hidden cost in your homeowners insurance
The hidden cost of your insurance . With hurricane season in full force now would be a good time to review your homeowners insurance policy. Most coastal policies contain separate higher deductibles for wind or named storms but more frequently many inland policies are being written the same way to save money. The rational is […]
Welcoming our Summer Intern
Join us in welcoming our Summer Intern, Charles Ghiazza! Charles is currently a student at Temple University where he majors in Risk Management and Insurance in the Fox Business School. We are happy to have him on our team during his summer break from school!
Mackley Insurance Inc.
Why do my auto insurance rates keep going up even though my car is getting older?
Why do my auto insurance rates keep going up even though my car is getting older? At Mackley Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Mackley Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
